Market Returns through a Century of Recessions If we are in a recession, or about to enter one, the following analysis and chart might be helpful.  Recessions by their nature are determined with a “rear view mirror” analysis which means it’s over or mostly over by...

Why Treat Your Personal Insurance as an Asset rather than Expense? By Kellie Klein Williams & Co. Insurance / Arroyo Insurance Services Today’s marketing schemes by large direct insurance carriers and TV commercials does not accurately reflect your current lifestyle.   When we think of insurance, the first thing...