A Peak Into the Past for Some Insight to the Future? As we open the chapter to another year, many of us are wondering if the S&P 500 will experience another negative year, for a second year in a row. Since 1928, this has occurred four...
Jim is one of the founding members of Arroyo Insurance Services since its inception in 1983. He is well versed both in Employee Benefits and Property & Casualty. He has developed specific Risk Management services for healthcare companies and has worked with several of the...
The Social Security press office announced on October 13, 2022 an 8.7% increase in benefits starting in January 2023. The 8.7% increase is the annual cost-of-living adjustment (COLA). The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as...
The Federal Reserve’s Battle with Inflation Inflation continues to be the primary concern for the Federal Reserve and the markets. U.S. inflation eased slightly in August, while core inflation rose prompting the Fed to hike short term interest rates three quarters of one percent in July...
Q: Tom, please tell us a little about yourself: A: I’m intensely motivated to be strategically creative. I have had the honor of launching the Lexus brand and writing ‘The Relentless Pursuit of Perfection’ theme line which guided all creative in their brand for 30...
Market Returns through a Century of Recessions If we are in a recession, or about to enter one, the following analysis and chart might be helpful. Recessions by their nature are determined with a “rear view mirror” analysis which means it’s over or mostly over by...
Why Treat Your Personal Insurance as an Asset rather than Expense? By Kellie Klein Williams & Co. Insurance / Arroyo Insurance Services Today’s marketing schemes by large direct insurance carriers and TV commercials does not accurately reflect your current lifestyle. When we think of insurance, the first thing...
You may have heard there is a US government bond yielding 9.62% and wondered can this be true. Well, it is true and there are many key details to know before making a purchase decision. An I bond is a US savings bond issued by the...
As we mentioned in our 2021 year end newsletter, it is important to look at investing as a marathon, not a sprint, and snapshots of any one year are nothing more than brief segments in time to be reviewed as part of a long-term investing...
Bridge Advisory is thrilled to introduce you to our client, Ingrid Otero-Smart, President & CEO of Casanova//McCann, a woman-owned business. Please take some time to read about Ingrid and her fascinating journey from Puerto Rico to Southern California, and learn a bit more about her...
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